The key to a successful retirement is your ability to handle the major stressors that arise. Remember that retirement is more a psychological state than it is a financial or work-related condition. There are 12 questions below. Please answer them as truthfully as you can in order to determine the 'hardiness' of your personality.
Not like me
Seldom
Sometimes
When I think about it
Usually
Always
0
1
2
3
4
5
Scoring the Hardy Personality Test
0-24 You likely don’t feel that you can control your world and you don’t spend a lot of time making plans. Your ability to handle stress is not as high as you would like
25-36 You do some planning, but probably wish you did more. You tend to be ‘other-directed’ and not always in control of your life
37-48 You are more self-directed and normally handle stress well. You tend to be goal-oriented, though you could be more focused on setting goals.
49-60 You are very goal-oriented and know the difference between being stressed and handling stress